Individual Development Accounts
Individual Development Accounts (IDAs) enable individuals and households with limited financial resources to save and build assets at an accelerated pace while developing good financial habits. By enrolling in an IDA program with one of our partner agencies, making regular monthly deposits, and completing financial education an individual saver gains access to match funds.
IDAs can be used to achieve the following life goals: post-secondary college education or job training, homeownership, home rehabilitation or repair, small business start-up or expansion, and employment-related adaptive equipment, technology or specialized training.
E3 College Savings Plan
Match College Savings Plan
Vida Savings For Life
Introduction statement is needed to frame the conversation and lead into the two housing programs offered by Casa of Oregon. Introduction statement is needed to frame the conversation and lead into the two housing programs offered by Casa of Oregon. Introduction statement is needed to frame the conversation and lead into the two housing programs offered by Casa of Oregon.
With compassion, empathy, and mindfulness, Innovative Changes work with clients who have been financially overlooked and underserved to help them take control of their finances. Our clients’ reality changes from rejection and predatory practices to active participation. This results in fair, transparent, and equitable interactions. Our clients are creative and resilient. They bring valuable experience to our work. We meet people where they are and help them to reach their highest individual financial potential.
Micro-finance & Loan Products
A credit builder is a small, secured loan that you pay off over 12 months. We report your monthly payments to the credit bureaus and provide you with credit coaching to improve your credit score.
- Payments reported to the 3 major credit bureaus
- One-on-one credit coaching to help you achieve your goals
- We track improvement in your credit score at 6 and 12 months